td{font-family:verdana, arial, helvetica; font-size:10px; color:#000000; line-height:130%}

.standard-margin{margin-left:10px; margin-right:10px; margin-top:10px; margin-bottom:10px;}

.footer{font-family:verdana, arial, helvetica; font-size:10px; color:#FFFFFF; font-weight:bold; line-height:130%}

.faq-q{font-weight:bold; font-size:10px; color:#264B6C;}

a:link{font-family:verdana, arial, helvetica;font-size:10px;color:#000000;text-decoration:none; font-weight:bold;}
a:visited{font-family:verdana, arial, helvetica;font-size:10px;color:#000000;text-decoration:none; font-weight:bold;}
a:hover{font-family:verdana, arial, helvetica;font-size:10px;color:#D2D2D2;text-decoration:underline; font-weight:bold;}

a.small-link:link{font-family:verdana, arial, helvetica;font-size:9px;color:#076a9a;text-decoration:none; font-weight:bold;}
a.small-link:visited{font-family:verdana, arial, helvetica;font-size:9px;color:#076a9a;text-decoration:none; font-weight:bold;}
a.small-link:hover{font-family:verdana, arial, helvetica;font-size:9px;color:#D2D2D2;text-decoration:none; font-weight:bold;}

select{font-family:verdana, arial, helvetica;font-size:10px; background-color:#D2D2D2;}
textarea{font-family:verdana, arial, helvetica;font-size:10px; background-color:#D2D2D2;}

a.top-rollover-link:link{font-family:verdana, arial, helvetica;font-size:10px;text-decoration:none;font-weight:normal; display: block; width: 124; height: 25px; border-top: 1px solid white; border-left: 1px solid #FFFFFF; border-right: 1px solid white;padding: 5px 5px; color: #FFFFFF; border-bottom: none; background: #162c41;}
a.top-rollover-link:visited{font-family:verdana, arial, helvetica;font-size:10px;text-decoration:none;font-weight:normal;  display: block; width: 124; height: 25px; border-top: 1px solid white; border-left: 1px solid #FFFFFF; border-right: 1px solid white; padding: 5px 5px; color: #FFFFFF; border-bottom: none; background: #162c41;}
a.top-rollover-link:hover{font-family:verdana, arial, helvetica;font-size:10px;text-decoration:underline;font-weight:normal;  display: block; width: 124; height: 25px; border-top: 1px solid white; border-left: 1px solid #FFFFFF; border-right: 1px solid white; padding: 5px 5px; color: #FFFFFF; border-bottom: none; background: #162c41;}

a.middle-rollover-link:link{font-family:verdana, arial, helvetica;font-size:10px;text-decoration:none;font-weight:normal; display: block; width: 124; height: 25px; border-left: 1px solid white; border-right: 1px solid white; padding: 5px 5px; color: #FFFFFF; border-bottom: none; background: #162c41;}
a.middle-rollover-link:visited{font-family:verdana, arial, helvetica;font-size:10px;text-decoration:none;font-weight:normal;  display: block; width: 124; height: 25px; border-left: 1px solid white; border-right: 1px solid white; padding: 5px 5px; color: #FFFFFF; border-bottom: none; background: #162c41;}
a.middle-rollover-link:hover{font-family:verdana, arial, helvetica;font-size:10px;text-decoration:underline;font-weight:normal;  display: block; width: 124; height: 25px; border-left: 1px solid white; border-right: 1px solid white; padding: 5px 5px; color: #FFFFFF; border-bottom: none; background: #162c41;}

a.bottom-rollover-link:link{font-family:verdana, arial, helvetica;font-size:10px;text-decoration:none;font-weight:normal; display: block; width: 124; height: 25px; border-bottom: 1px solid white; border-left: 1px solid #FFFFFF; border-right: 1px solid white; padding: 5px 5px; color: #FFFFFF; background: #162c41;}
a.bottom-rollover-link:visited{font-family:verdana, arial, helvetica;font-size:10px;text-decoration:none;font-weight:normal;  display: block; width: 124; height: 25px; border-bottom: 1px solid white; border-left: 1px solid #FFFFFF; border-right: 1px solid white; padding: 5px 5px; color: #FFFFFF; background: #162c41;}
a.bottom-rollover-link:hover{font-family:verdana, arial, helvetica;font-size:10px;text-decoration:underline;font-weight:normal;  display: block; width: 124; height: 25px; border-bottom: 1px solid white; border-left: 1px solid #FFFFFF; border-right: 1px solid white; padding: 5px 5px; color: #FFFFFF; background: #162c41;}

a.top-rollover-180-link:link{font-family:verdana, arial, helvetica;font-size:10px;text-decoration:none;font-weight:normal; display: block; width: 155; height: 25px; border-top: 1px solid white; border-left: 1px solid #FFFFFF; border-right: 1px solid white;padding: 5px 5px; color: #FFFFFF; border-bottom: none; background: #162c41;}
a.top-rollover-180-link:visited{font-family:verdana, arial, helvetica;font-size:10px;text-decoration:none;font-weight:normal;  display: block; width: 155; height: 25px; border-top: 1px solid white; border-left: 1px solid #FFFFFF; border-right: 1px solid white; padding: 5px 5px; color: #FFFFFF; border-bottom: none; background: #162c41;}
a.top-rollover-180-link:hover{font-family:verdana, arial, helvetica;font-size:10px;text-decoration:underline;font-weight:normal;  display: block; width: 155; height: 25px; border-top: 1px solid white; border-left: 1px solid #FFFFFF; border-right: 1px solid white; padding: 5px 5px; color: #FFFFFF; border-bottom: none; background: #162c41;}

a.middle-rollover-180-link:link{font-family:verdana, arial, helvetica;font-size:10px;text-decoration:none;font-weight:normal; display: block; width: 155; height: 25px; border-left: 1px solid white; border-right: 1px solid white; padding: 5px 5px; color: #FFFFFF; border-bottom: none; background: #162c41;}
a.middle-rollover-180-link:visited{font-family:verdana, arial, helvetica;font-size:10px;text-decoration:none;font-weight:normal;  display: block; width: 155; height: 25px; border-left: 1px solid white; border-right: 1px solid white; padding: 5px 5px; color: #FFFFFF; border-bottom: none; background: #162c41;}
a.middle-rollover-180-link:hover{font-family:verdana, arial, helvetica;font-size:10px;text-decoration:underline;font-weight:normal;  display: block; width: 155; height: 25px; border-left: 1px solid white; border-right: 1px solid white; padding: 5px 5px; color: #FFFFFF; border-bottom: none; background: #162c41;}

a.bottom-rollover-180-link:link{font-family:verdana, arial, helvetica;font-size:10px;text-decoration:none;font-weight:normal; display: block; width: 155; height: 25px; border-bottom: 1px solid white; border-left: 1px solid #FFFFFF; border-right: 1px solid white; padding: 5px 5px; color: #FFFFFF; background: #162c41;}
a.bottom-rollover-180-link:visited{font-family:verdana, arial, helvetica;font-size:10px;text-decoration:none;font-weight:normal;  display: block; width: 155; height: 25px; border-bottom: 1px solid white; border-left: 1px solid #FFFFFF; border-right: 1px solid white; padding: 5px 5px; color: #FFFFFF; background: #162c41;}
a.bottom-rollover-180-link:hover{font-family:verdana, arial, helvetica;font-size:10px;text-decoration:underline;font-weight:normal;  display: block; width: 155; height: 25px; border-bottom: 1px solid white; border-left: 1px solid #FFFFFF; border-right: 1px solid white; padding: 5px 5px; color: #FFFFFF; background: #162c41;}

.index{margin-top:0px; margin-bottom:20px;}